Secrets of the Millionaire Mind Book Review/Reflection - Smart Money Seed


Secrets of the Millionaire Mind Book Review/Reflection

I recently read Secrets of the Millionaire Mind by T. Harv Eker. I need to start this post by sincerely thanking Harv for writing this book and providing so much valuable content for my life and my brother, Max, for purchasing this book as a birthday gift this year. My only regret is that I waited 5 months before I started reading it!

Harv's message is powerful. We have been subconsciously conditioned to think certain ways about money and the people who have it. Much of our subconscious conditioning about money has caused us to view money in a negative light; therefore, we do not fully commit ourselves to building and sustaining wealth no matter how much we want to or even think we are.

What I Learned

I learned a lot about myself by reading the book and performing the exercises Harv walks you through. Regardless of how hard I've worked to build my wealth and my money making ability, the exercises helped me increase my self-awareness to identify the roots and conditioning that has caused my subconscious mind to hold me back from hitting an entirely new level.
  • Money was cyclical for me until 2 years ago.

I started mowing in 5th grade and continued to some extent through last summer. I then worked at Home City Ice during my college summers and never really worked much during the winter. Sure, I would pick up odd jobs such as shoveling snow, raking leaves, or picking up an occasional weekend at Home City, but my only consistent income came in the summer. 

Because of this, the extent of my financial management strategy was to hoard money in the summer and hope it didn't run out in the winter. Now that I have regular paychecks coming in all year, I need to be more strategic about my financial management and budgeting so I can be sure to do things like hit my long term goals and invest in myself through education and seminars.
  • I was always exposed to wealth building as a long-term strategy. 
Although my dad dabbled with internet side hustles from time to time, my parents' main income always came from their day jobs. When my dad and I would talk about wealth building, it was always a conversation about long-term building to prepare for retirement around the time my dad turns 60. I appreciate everything my parents have taught me about money through lessons and by example. We always had more than enough, and they're setup for a long and happy retirement. 

But I knew at a young age that I wanted to do things a little bit differently and work on things like starting businesses that would hopefully help me build wealth at a younger age to be used for further investment. I need to recognize that my conditioning has taught me to focus on long-term wealth building and work to shift my mindset, focus, and learning towards efforts that will bring wealth more quickly than strictly stock market returns over 40 years.
  • I operate far too often out of fear.
I'm afraid to spend my money on things I don't deem critical because I'm constantly finding something to worry about. What if I somehow lost my job and main source of income? What if the blogging or marketing seminar I want to attend isn't actually that good even though thousands of people have reviewed it positively? What if I do everything I possibly can to make Smart Money Seed a success, and it still never takes off?

All of those fears hold me back and cause me to be more of a money hoarder than a strategic money grower. The fears are baseless because I give Marathon my all and am regularly recognized by my superiors as a good employee, Marathon rarely lays people off, I have a substantial safety net of cash to fall back on if I did somehow lose my job or waste some money on a bad seminar, and the top secret to success I've learned about time and time again is that people achieve great success only after they decide to pour absolutely everything they've got into their business or side hustle.
  • I had some preconceived negative opinions of the ultra rich.
I'm not exactly sure why, but for some reason when I think about people who are crazy rich, I start to wonder about what kind of skeletons that person must have in his or her closet. Maybe part of that is because I was really starting to be old enough to understand money and become interested in it and the strategy behind it right around the recession in 2008. During that time, it seemed like every big money headline was about how some greedy bastard was thrown in jail for doing some type of shady shit and screwing people out of their hard earned money. Also, Hollywood tends to portray these people as greedy and in a predicament to choose their money and career over their family. The Founder is a great recent example of Hollywood's negative portrayal of the ultra rich and successful. 

Many of the stories I had heard people tell about building their successful companies included some night when they hit rock bottom and had $1 in their bank account or had to beg for change for gas. Even if those people are billionaires today, that time sounded so horrible to me that although my conscious mind searched for ways to build businesses and minimize risk, my subconscious mind wanted to scrap the idea altogether and opt for comfort.

Again, this is an area where I need to acknowledge that I have been negatively conditioned by my external environment and work to change that mindset into putting rich people in a positive light. Harv talks about how most of the rich people he knows are amazingly kind and generous. When I see a rich person in person or on TV, I try to think of all the positive they have done for society such as the jobs they're creating or the inspiration they provide me and other aspiring entrepreneurs. I've also started listening to NPR's podcast How I Built This and really focus on the successes rather than the struggles.

Read the book!

I could go on and on about these lessons I learned and many, many others, but I think I'll just let you read the book for yourself and learn your own lessons. One of the great things about this book is that Harv allows each individual to have a different experience through the exercises that provide Aha moments for each individual at different times.

Although the book is a little sales pitch-y at times, I would love to attend one of the Millionaire Mind seminars at some point. I actually started looking those up before Harv even mentioned them in the book. 

I highly suggest this book for anyone looking to change their financial situation and learn how to blow the roof off the limit you're subconsciously creating for yourself. I am confident that the lessons Harv teaches along with my efforts and the efforts of my talented and eager collaborators, business partners, and friends, Christian and Ty, and most importantly with the help of God, I will one day achieve greatness, financial and otherwise, that I never previously thought possible.

I have a millionaire mind!


  1. I am happy to find this post Very useful for me, as it contains lot of information

    Article submission sites

  2. It's late finding this act. At least, it's a thing to be familiar with that there are such events exist. I agree with your Blog and I will be back to inspect it more in the future so please keep up your act. millionaire affirmations

  3. Need money? Then don't pull! Earn good money with the site , there are really top brokers collected! Follow the link, register, and start earning here and now, because you can earn good money without strain!