Five Finance Friday - 12/15/2017 - Smart Money Seed


Five Finance Friday - 12/15/2017

What's up, Smart Money Squad! It's that time again for another edition of our weekly series, Five Finance Friday. We're bringing you 5 articles that I've come across throughout the week and particularly enjoyed and think you will enjoy as well. The topics will vary between all the different topics we write about, blogging, entrepreneurship, hot topics or really whatever we happen to be drawn to that week (basically we'll do whatever the hell we want).

Don't forget to let the authors know that you enjoy their content!

1. Lifestyle Simplification

Making Sense of Cents brought some more awesome content this week with Are You Making Your Life Difficult? 18 Ideas To Simplify Your Life In 2018. Doesn't living a simpler life just sound fantastic? It's something that many celebrities and athletes, who are idolized by many, idolize themselves. Ending the negativity and all of the organization methods are definitely my favorites that I need to focus on in 2018!

2. Spavings

J. Money from Budgets Are Sexy knows exactly what you should do with that extra money you saved on Black Friday or from hitting your free drink on your coffee shop loyalty card: make a spavings account! Instead of using that money to justify throwing a few extra bucks away towards your next impulse buy, make a separate account to actually help yourself get ahead in your financial life. J. Money's got an awesome idea of using that money to max out an IRA! The spavings crazy is sweeping the nation, so head over to his article to check out the spavings successes!

3. Keeping Up With The Joneses

Josh from Money Life Wax provides some great perspective in Stop Comparing Yourself Financially. Comparing ourselves to others in any aspects of life can be a harmful practice. It's important to remember that we all need to just focus on being the best we can be and let everyone else worry about themselves. Comparison leads to a need to keep up with the Joneses which can lead to financial destruction pretty quickly.

4. Start Your Day For You

Forbes ran an awesome article from Brian Scudamore from O2E Brands.Brian gives us 6 Morning Rituals That Will Make You Productive All Day. I've been working on taking control of my mornings, and I've taken some huge strides in my fitness as a result of getting up at 5:30 to workout before work (more to come on that in a later post). 

All the advice is so great that it's hard to pick a favorite, but to me, Write Down 1 Daily Intention really stands out. The days I write down my 3 MITs (Most Important Tasks) are so much more productive than days I let myself get gobbled up by email and drown in red flags.

5. Home Ownership

Jason's backstory from Winning Personal Finance feels a lot like mine at the beginning of his article My Wins And Losses From Buying A Condo At 24. I had considered purchasing a condo once I moved out of my parents' house after almost 2 years at Marathon. Ultimately, the opportunity to live with one of my best friends, Jordan, a great location downtown which is walking distance to work, and a super cheap rent were benefits too great to pass up.

Conventional financial wisdom says to buy as early as possible, but it's important to keep in mind that you'll only make out ahead if it's the right buy for you. Jason considers himself to have come out ahead on the deal but certainly not by a landslide. A home can be a wonderful financial asset, but it can also bring headaches and leave you vulnerable to volatility in the housing market especially for a home you know you're going to sell in a relatively short time frame.

Thanks for stopping by, squad. Go give these authors a shout and have a kick ass weekend!

We usually come across articles browsing through our Smart Money Seed Twitter. If you'd like to be featured in a future Five Finance Friday, first write a kick ass post then tweet it at us or email to

1 comment:

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